Your client wants to pay you in USDT or USDC. What should you agree first?
Before accepting a stablecoin payment, agree the token, network, amount, destination and who covers transfer costs. Confirm that your receiving wallet or service supports that exact combination and permits the payment. Keep the agreement and payment reference together so you can match what was promised with what arrived.
By BullSwipe
A project is finished. Your client offers to pay in USDC. It sounds like one decision, but there are several details to settle before sending an address. A short written checklist can make the handover easier for both of you.
Agree what the amount means
Write down whether your invoice is priced in a currency such as USD or in a stated number of tokens. Those are different ways to describe the amount due.
If the agreement uses a currency amount but the payment will arrive in tokens, agree how the token amount will be determined. Also agree who covers any sending or withdrawal charge and whether the amount you expect is before or after that charge. A payment screenshot alone will not explain a disagreement about the amount.
USDT and USDC are separate stablecoins designed to track the US dollar. Neither name means that every receiving service accepts it on every network. Read the relevant issuer's explanation of USDC or USDT if the asset is new to you.
Confirm the token and network together
Ask your client to name both. An agreement to send USDC is incomplete if you have not agreed which network to use.
Open your receiving service and check the deposit instructions for the intended asset. Compare them with the sender's available withdrawal options. If the options do not match, resolve that before the transfer. A familiar-looking address is not a substitute for matching the network.
Use the address from the receiving service's current instructions. Check the complete address before confirming it with your client, especially if payment details have changed in an email or message. If something looks wrong, verify it through a contact method you already trust.
Check whether the receiving account permits the payment
Token support and permission to receive a particular payment are separate questions. Check the receiving service's rules for payments from clients, businesses or other third parties, including any account-ownership requirements.
BullSwipe supports USDT and USDC funding, but that fact alone does not confirm that a client can pay directly into your BullSwipe account. Ask BullSwipe support about the intended payment before supplying a BullSwipe deposit address. Describe the payment type without sending passwords, authentication codes or private keys.
Keep a short payment agreement
- Invoice or project reference.
- Agreed amount and the currency or token in which it is stated.
- Token and network.
- Verified destination and any receiving-service requirements.
- Who covers transfer costs.
- Payment due date and how receipt will be confirmed.
After payment, keep the sending reference and the receiving record with the invoice. A blockchain reference helps identify a transfer; your account record tells you what the receiving service has credited.
Plan the next step before payday
Receiving stablecoins and spending them are separate tasks. If you intend to use BullSwipe afterwards, check availability, account requirements and the deposit guide first.
For the choices after receipt, read Paid in USDT or USDC? Your options after payday. Start with the payment arrangement, then choose a spending or transfer route that fits it.